Income maximisation

We can help you to maximise your income by claiming appropriate benefits or other sources of income.

We can help you claim benefits, like Universal Credit, Carer’s Allowances, Statutory Sick Pay and Personal Independence Payments.

• Universal credit:

  Universal Credit is a monthly benefit that is paid directly to the person claiming benefit and includes housing costs. Universal Credit replaces the following benefits:

  • Housing Benefit
  • Income Support
  • Income-Based Jobseekers Allowance
  • Income-Related Employment and Support Allowance
  • Child Tax Credit
  • Working Tax Credit.

  Universal Credit is normally paid monthly in arrears. You can find out more about Universal Credit by clicking here.

  You can apply for Universal Credit online via the Gov.uk website.

  See the Universal Credit FAQs for how to get help with managing the change to Universal Credit.

• Other Benefits:

  We can help you claim benefits, like:

  • Carer’s Allowance
  • Personal Independence Payments.
  • Maternity allowance.

  You can check to see if you are eligible for a benefit on the Turn2Us website.

• Cost of Living payments:

  The Government has confirmed that they will be giving every person responsible for paying for their gas and electricity bills £400 to help with the increased cost of the fuel supplies. This payment will be applied to your electricity account in six instalments from October 2022 to March 2023, £67 per month. It will be sent direct to your supplier to administer.

  There is also going to be payments towards your electricity if you live in a facility where you are charged for supply via your service charges, rather than billed direct by the suppliers. More information about this support will be available soon.

  In September to October 2022 people in receipt of disability benefits on 25 May 2022 will receive £150 paid direct to the same account you receive your regular benefit payments.

  In October people in receipt of Universal Credit, Income-related Employment and Support allowance and other means tested benefits will receive £324. If you receive new-style or contribution-based benefits you will not be eligible to receive this payment.

  If you received tax credits between 26 April 2022 to 25 May 2022 you should receive a payment of £326 between 2 to 7 September and a second payment of £324 in Winter 2022 (dates to be announced)

  Full details can be found on the gov.uk website, at Cost of Living.

Whether you're claiming for the first time or you've claimed before, our Money Advisors are here to help you understand which benefits you're entitled to and how to claim. We can also help you with any money worries. Contact us to speak to a Money Advisor.